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Buying vs Financing a Used Car Lehigh Valley PA

If you have some money saved up and you are thinking of buying a car, how should you go about it? Should you find a car you like that fits within the budget you have saved up and pay for the entire thing outright, or should you find a vehicle you love and use the money you have saved up as a down payment and finance the rest of the cost? It might sound better to purchase the car outright, because then it is over and done with, but is it really better? When it comes to buying vs financing a used car in Lehigh Valley PA, you might just find that financing it and paying it off over time works out better in the long run.

When you pay for your vehicle outright, you may not have to worry about monthly car payments, but your bank account will have a gaping hole in the amount you paid for that vehicle. Can you afford that right now? It's something to check before you make that decision. When you finance a vehicle, you won't be paying for the entire purchase right away, but rather, paying a chunk of the cost up front and then making smaller payments with interest each month over the course of a set period of time.

Why finance with J.D. Byrider?

When you finance and make on-time payments, those payments can positively impact your credit score by demonstrating officially that you are good for what you owe. So, while it may seem like getting it over and done with by paying the entire cost up front is the best way to go, you could be missing out on potential benefits to your overall credit.

If you have found yourself in a credit pickle while also needing an upgrade to your ride, that's where J.D. Byrider in Easton PA can help. Regardless of your credit history, we can help you find a vehicle and payment plan that can work for you. After the paperwork is sorted, you'll be driving home in a quality automobile with a bright future of rebuilding your credit with on-time payments ahead of you. It's fast and easy to get approval, so let's get started today.

Adjust Payment Terms ×

We want to help you find the perfect car that fits your budget. Please adjust the options below so we can estimate the most accurate monthly payments.

Estimated Credit Score or Interest Rate

Desired Loan Term (months)

How much will you put down?

All tax, title and vehicle registration fees are additional. See dealer for complete details.